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Business Credit Loans

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Business Credit Loans

Business Loans are loans specifically provided to members of the co-operative who have business units in order to assist business development in terms of capital. The amount of loan starts from Rp 1,000,000 with a repayment term ranging from 3 months to 60 months. Interest is charged at the rate of 12% per year.
Payments are made through salary deductions with a maximum of 60% deduction from net income.
There is a business guarantee or BPKB / certificate.

Borrowing conditions

  • Already a co-operative member for at least 3 months
  • Photocopy of applicant's KTP / SIM A / SIM C as many as 2 sheets
  • 2 copies of KTP / SIM A / SIM C guarantor (husband / wife / parents)
  • 2 copies of Family Card (KK)
  • Photocopy of salary slip
  • Fill out the credit application form completed with the signature of the applicant, the guarantor and the leader or supervisor

Using a motorcycle / car BPKB guarantee

  • Photocopy of STNK
  • Photocopy of BPKB
  • Photocopy of husband and wife ID card of the BPKB owner
  • Photocopy of the KK of the BPKB owner
  • Photocopy of vehicle buying and selling receipt (if BPKB is not on behalf of the applicant)
  • Fill in the guarantee ownership statement form (if BPKB is not on behalf of the applicant)
  • Fill in the guarantee power of attorney form (if BPKB is in the name of the applicant's parents or relatives)

Using a guarantee of land certificate

  • Photocopy of SHM
  • Photocopy of the latest tax document
  • Photocopy of ID card of husband and wife of SHM owner
  • Photocopy of KK of SHM owner
  • Fill in the guarantee ownership statement form (if SHM is not on behalf of the applicant)
  • Fill in the guarantee power of attorney form (if SHM on behalf of the applicant's parents or relatives)

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